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KAL

KAL

Company details
Videos
Solutions

KAL is a global technology company specializing in robust, configurable, and future-ready software for self-service banking terminals. It is best known as a world-leading ATM software provider, with solutions trusted by megabanks, local financial institutions, and other organizations in over 100 countries.

Through its KAL SmartPOS offering, the company has optimized its market-leading ATM software for POS networks. While integral for in-store purchases, POS devices are often surprisingly underutilized for customer engagement. KAL SmartPOS brings powerful capabilities to enhance operational performance and the customer experience in the POS channel - delivering loyalty scheme integration, real-time discounts, interactive content, and more.

KAL has innovated with smart banking capabilities for decades, amassing over 20 world-first technological achievements and a growing collection of awards. The proven KAL solutions that power KAL’s SmartPOS software include:

  • KAL’s SmartPOS application (K3A)
    Supporting interactive ordering screens, loyalty scheme integration, and more
  • KAL’s monitoring system (KTC)
    Delivering remote POS management and rich insights
  • KAL’s card-acquiring host system (KTH)
    Driving transactions and services behind the scenes

At a corporate level, KAL is a truly international company with a multinational workforce, global offices, and extensive relationships with diverse industry stakeholders (including fintech partners). It offers clients unparalleled expertise and a quality of customer support that is second to none.

MPE 2026: The Home for Merchant Payments

Date & Venue: March 17–19, 2026, InterContinental Hotel, Berlin

1,600+ payment professionals || 160+ speakers || 400+ top merchants ||
80+ sponsors & exhibitors

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