Name of the product/service/process/project: Criteria 1: Illustrate the specific role in the payments value chain and rationale; highlight the strategic focus: Criteria 2: Specify the target market, e.g. specialist, SMEs, geographical, online, etc.: Criteria 3: Include details of evidence of innovation or differentiation which provide a competitive advantage: Criteria 4: Demonstrate value-add through a concise case study, showing the benefits to merchants, customers and all stakeholders (references and/or testimonials required). Give specific examples of the quality of merchant relationships, including testimonials: Criteria 5: Provide detailed and relevant metrics that illustrate commercial success, viability, flexibility, growth and scalability (include details of attrition rates): Criteria 6: Demonstrate how accountability and transparency are embedded within the products/ operations/ services to support customer growth: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Include details of evidence of innovation or differentiation which provide a competitive advantage. Tell us about the problem you’re solving through your innovation, and how are you transforming the payment industry?: Criteria 2: Provide detailed and relevant metrics that illustrate client benefits, commercial success, impact, adoption, and viability. Where possible, provide learnings in the development of the product, including comparing metrics pre-product launch and after implementation.: Criteria 3: Demonstrate value-add through concise case studies, showing the benefits to merchants, customers, and all stakeholders (references and/or testimonials required).: Criteria 4: Demonstrate learnings from the pilot or implementation that improved the proposition. Include plans for the solution's further development and how it can be easily adopted and implemented on a large scale.: Criteria 5: Demonstrate how the solution streamlined the client's business while supporting customer growth. Highlight tangible benefits for users, merchants, or payment providers, such as improved convenience, security, acceptance, or cost-efficiency. Emphasise the solution's user-friendliness and intuitive design for both merchants and customers.: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Illustrate how the company uses data analytics and AI to improve merchant operations.: Criteria 2: Demonstrate ease of use for merchants and end users.: Criteria 3: Demonstrate value-add through a concise case study, showing the benefits to merchants, customers and all stakeholders (references and/or testimonials required).: Criteria 4: Illustrate the impact on the market and merchants.: Criteria 5: Provide detailed and relevant metrics that illustrate commercial success, viability, flexibility, growth and scalability.: Criteria 6: Demonstrate how accountability and transparency are embedded within the products/ operations/ services to support customer growth.: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Provide detailed and relevant metrics including the number of countries/regions supported (including emerging markets, if applicable): Criteria 2: Include details of evidence of innovation or differentiation which provide a competitive advantage: Criteria 3: Demonstrate value-add through a concise case study, showing the benefits to merchants, customers and all stakeholders (references and/or testimonials required): Criteria 4: Illustrate how the solution’s deployment improves the user experience (e.g. ease of use, integration flexibility for merchants, etc.): Criteria 5: Demonstrate how accountability and transparency are embedded within the products/ operations/ services to support customer growth, including cost efficiency re: transaction rates, currency exchange rates, etc.: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Illustrate how effectively the solution uses open banking to drive payments to or from a merchant. This may include the use of instant payments.: Criteria 2: Demonstrate ease of use for merchants and end users.: Criteria 3: Demonstrate value-add through a concise case study, showing the benefits to merchants, customers and all stakeholders (references and/or testimonials required). This may include services that foster the implementation of open banking in the national/European ecosystem, or how the solution contributes to the development of open banking in the whole ecosystem.: Criteria 4: Illustrate the impact on the market and merchants, including how any security issues, disputes, and exceptions are managed.: Criteria 5: Provide detailed and relevant metrics that illustrate commercial success, viability, flexibility, growth and scalability.: Criteria 6: Demonstrate how accountability and transparency are embedded within the products/ operations/ services to support customer growth.: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Illustrate the scope of the RegTech solution, the problems it solves, and the challenges it addresses.: Criteria 2: Demonstrate how the solution has delivered process improvement and operational efficiency (e.g. process enhancement & acceleration, quality improvements, time & cost savings, revenue enhancement).: Criteria 3: Illustrate the ease of integration (e.g. APIs, 3rd party integrations, etc.) and technology infrastructure (e.g. cloud, on-premise, customisation options, underlying technology, etc.).: Criteria 4: Demonstrate value-add through a concise case study (maximum 2), showing the benefits to merchants, customers and all stakeholders (references and/or testimonials required).: Criteria 5: Provide details on the impact and reach of the solution (e.g. funding, customer base, industries, countries supported, data sources, etc.). Include goals and future plans (e.g. markets, innovation, technology, etc.).: Criteria 6: Demonstrate how accountability and transparency are embedded within the products/ operations/ services to support customer growth.: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Completeness of the omni-channel solution, support for new sales channels, uniqueness and degree of innovation.: Criteria 2: Provide detailed and relevant metrics including adoption rate, performance, backed by quantitative evidence from a reliable source.: Criteria 3: Include details of evidence of value and competitive differentiation delivered.: Criteria 4: Demonstrate value-add, showing merchant and end customer feedback / testimonials.: Criteria 5: Illustrate how the solution’s deployment improves customer experience, revenue generation and cost savings.: Criteria 6: Demonstrate how accountability and transparency are embedded within the products/ operations/ services to support merchants and end-users.: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Include details of innovation which provides a competitive advantage and makes this provider stand out amongst their competitors.: Criteria 2: Demonstrate value add and differentiation through case studies with supporting testimonials or references.: Criteria 3: Illustrate how the integration and operation with the platform improves the merchant (or bank, PSP, consumer) experience by simplifying the onboarding.: Criteria 4: The submission should detail chargeback and refund processes and SLAs.: Criteria 5: The entry must consider how the platform/marketplace supports growth through accountability and transparency in the operation of the platform and the interactions with all parties in the ecosystem.: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Provide detailed and relevant metrics that illustrate client protection, commercial success, impact, and viability. Where possible, provide learnings in the development of the product, including comparing metrics pre-product launch and after implementation: Criteria 2: Include details of evidence of innovation or differentiation which provide a competitive advantage: Criteria 3: Demonstrate value-add through a concise case study, showing the benefits to merchants, customers and all stakeholders (references and/or testimonials required): Criteria 4: Demonstrate learnings from the pilot or implementation that improved the proposition: Criteria 5: Illustrate how the solution’s deployment simplified the client’s existing business while making it more secure: Criteria 6: Demonstrate how accountability and transparency are embedded within the products/ operations/ services to support customer growth: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Provide the details about the number of payment methods and gateways, including global and regional.: Criteria 2: Provide detailed and relevant metrics including how the solution optimises transaction flows and routing, reduced transaction costs, improved payment approval rates, or enhanced user experience.: Criteria 3: Provide specific evidence of delivered value and competitive advantage, emphasising innovative technological approaches that set the company apart from its competitors.: Criteria 4: Highlight innovative advantages, such as dynamic routing, integrated AI/ machine learning systems, or fraud prevention modules with real-time monitoring capabilities. Also, emphasis the breadth of third-party integrations and vendor partnerships that enhance ease of integration and user experience for businesses.: Criteria 5: Demonstrate the solution's seamless integration with existing infrastructure, emphasising its ability to enhance current systems without disruption. Highlight how it improves user experience for merchants and customers through integration flexibility, ease of use, and robust developer tools. Clear and accessible API documentation that outlines the scope and complexity of integration flows may be provided.: Criteria 6: Demonstrate how accountability and transparency are embedded within the products/ operations/ services to support merchants and end-users.: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.

Name of the product/service/process/project: Criteria 1: Illustrate how effectively the solution delivered a genuine embedded finance offering (as defined above).: Criteria 2: Demonstrate how the solution has transformed the user experience. This may include evidence of take-up rate of the solution by end-users.: Criteria 3: Demonstrate value-add through a concise case study, showing the benefits to merchants, customers and all stakeholders (references and/or testimonials required).: Criteria 4: Illustrate how the solution stands out from the competition, if competitors offer a similar type of offering. If not, what are the key aspects that make the solution unique.: Criteria 5: Provide detailed and relevant metrics that illustrate performance, commercial success, viability, flexibility, growth and scalability and how this was achieved. This may include evidence of benefit to customers (e.g. improved customer satisfaction, increased traffic/ conversion, reduced shopping cart abandonment, reduced cost, increased efficiency, etc.): Criteria 6: Demonstrate how accountability and transparency are embedded within the products/ operations/ services to support customer growth.: Please note that your submissions (for judges) should consist of a summary up to 1250 characters (approximately 250 words), which will be published on this website if the entry is shortlisted. Why should this entry win:

Upload additional evidence such as case studies, videos, performance stats., to support your entry. Preferably one zip file up to 20MBs.