Paynovate is a fully licensed e-money institution (EMI), specialising in card issuing and acquiring for Visa, Mastercard, Bancontact and UnionPay as well as IBAN accounts with wire transfers, instant transfers and direct debit. The power of Paynovate offers collecting financial services, from e-commerce to physical merchants. Paynovate is a Loyaltek company. The Loyaltek Group is here to process funds the best way possible: easily, efficiently, and securely.